Let Customers Pay Invoices Straight From Their Bank

Invoices can now be paid by ACH bank transfer on US and Canada based accounts that use the NMI processor. Bank transfer costs less to process than a card payment and is less likely to end in a dispute, which makes a real difference on larger invoices. Once it is switched on, ACH appears as a payment option on the invoice alongside your existing methods.

How do I switch ACH on?

ACH has to be enabled in two places: in Ignite Funnels, and on the NMI account itself. Work through the steps in order, because the option will not appear on invoices until both are done.

1. Turn the feature on in Settings > Labs. If you do not see the option, ask your Ignite Funnels administrator to enable it for your account.
2. In Settings > Labs, search for NMI and turn that on as well.
3. Check that ACH is enabled on your connected NMI account.
4. If it is not, contact NMI and request activation.
5. Once both are active, ACH starts appearing as a payment option on your invoices.

What does the customer see?

They see bank transfer offered as a payment method on the invoice and choose it the same way they would choose a card. It works for both US and Canadian bank accounts.

Where does the payment show up once it is made?

The invoice updates to paid and the payment appears in your transaction records with its full detail, exactly as a card payment would.

Where can I use ACH?

ACH support covers invoices, recurring invoices and subscriptions. More places to use it are planned for future releases.

Who should turn this on?

Businesses on US or Canadian accounts that invoice larger amounts and are losing margin to card processing fees. On a big invoice the saving on fees is worth more than the convenience of a card, and bank transfers are less likely to be reversed later.

You will find the setting under Settings > Labs, and the payment option on your invoices once it is active.

This update was originally released in March 2026. Menu locations may have changed since.